collector insurance

289kford · April 5, 2008 at 8:38 AM

I think Hagerty and Grundy are used the most, but anyone using something else? I was looking around and found American Collectors for example. Using basic coverages and 30K for car value, the quote on the site is about $30-50 less than Hagerty or Grundy for a year. But, what they offer that the others don't, is a choice of deduct. which can lower the premium another 50. 100 bucks in a year isn't much, but it will buy a couple gallons of gas. That 100 may come with a big price if you ever need to file a claim though.

what are the thoughts out there?

66-68shelby_old · April 5, 2008 at 7:05 PM

I changed from Hagert to Heacock about 4 years ago and saved 30%. Service is excellent, however, I have not had a claim.

dunc289_old · April 6, 2008 at 10:07 AM

can you give us the Heacock contact info? Thanks.<img src=images/icon_smile_big.gif border=0 align=middle>

SHELB66_old · April 6, 2008 at 12:57 PM

My Heacock insurance was recently acquired by Infinity Insurance Co and their contact number is 1-800-274-1804.

zray · April 6, 2008 at 3:31 PM

not up on the latest pricing, but I did have a claim with Haggerty 4 years ago. They took care of it without undue hassle.

Z. Ray

SPECIAL ED_old · April 7, 2008 at 11:14 AM

I have used American Collectors Insurance for many years. Low rates and great service. I had to make one claim. They paid quickly,no problem. My rate did not go up either. i highly recommend them.

289kford · April 8, 2008 at 12:17 PM

OK, I just turned 50 and don't think I'm over the hill just yet. One of the applications wants to know if 'the primary driver of the car is 60 or over, did he/she take and pass an old fart driver accident avoidance class?' are my skills diminishing that much?

I'm trying to remember <img src=images/icon_smile_wink.gif border=0 align=middle> if that is the same company that said to be insured you need to be at least 30 AND have 10 years of driving under your belt. pretty selective group.

my son would kill me if I went with the 30 and over crowd.

don_old · April 8, 2008 at 4:26 PM

Check closely - many policies require any driver to have 10 years experience.

s2ms · April 8, 2008 at 5:24 PM

I started using Heacock about 5 years ago. At the time they were more flexible than Hagerty. I've changed the agreed value several times since and they never had a problem with the values I wanted to use, never asked for new pictures, etc.

dunc289_old · April 10, 2008 at 10:54 AM

I called Heacock, and they quoted me a pretty good price for a couple of stangs, throwing another high dollar car that puts the total of all cars' value over $150,000 brings another savings; in addition, if you have more than one car, they don't charge liability/moving coverage for the second car, as you only use them one at a time, and the coverage is good on an enclosed OR open trailer. some real advantages here. Nice british accent with these ladies too!<img src=images/icon_smile_big.gif border=0 align=middle>

s2ms · April 10, 2008 at 6:05 PM

Forgot to mention Heacock also let me cover the 97 SVT Cobra I owned at the time. Hagerty wouldn't touch it because it wasn't a "classic". Not sure if they would still do that since being acquired by Infinity though.

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